Workers’ compensation insurance pays lost wages and medical benefits to employees who develop work-related injuries or illnesses, regardless of fault.

When workers suffer injuries on the job, or sustain illness or injury away from the job that result in absence from work, in some cases disability or workers' compensation benefits are available.

In the field of insurance, the principle of indemnity is to restore the insured to the same financial condition as before a loss. With workers' comp, indemnity describes payments made to an injured or ...